Pennsylvania Auto Insurance Options: Obtaining Discounts on your Policy

While our experience has shown us that giving up coverage is not the way to save money on insurance, there are several other ways that you can cut costs.

Check with your insurance company representative to see if you qualify for any discounts available if...

• your vehicle is equipped with passive seat belts
• your vehicle has one or more air bags
• your vehicle has a passive anti-theft device
• your vehicle has an anti-lock braking system
• your vehicle is a standard model versus a sports or high performance vehicle
• you have an excellent or superior insurance score - credit rating
• you are a teenager who passes an approved driver's education course
• you have high valued vehicles (agreed value) - some carriers give superior risk credits
• you are 55 years or older and take a driver improvement course
• you are a safe driver with a good driving record
• you hold multiple vehicle policies (including company cars)
• you have low mileage vehicles used for limited miles during the year i.e. Collector vehicle
• you maintain higher deductibles for comprehensive insurance and collision insurance
• you write your automobile and homeowners through the same carrier
• you are a low mileage driver
• you are a student with good grades
• you are a youthful non-principal driver i.e. students over 100 miles away from home

Comparison shopping for an insurance company that will give you the best price. Coverage costs can vary by hundreds of dollars.

Asking for higher deductibles on collision and comprehensive coverage can substantially lower your costs.

Dropping collision and/or comprehensive coverage on older cars worth less than $1,000. Any claim you make would not greatly exceed the annual cost of the coverage plus the deductible amount.

Injured in a car accident? Put our experience to work for you.

For over 25 years, our attorneys have represented more than 30,000 people who have been injured in all types of accidents including car accidents. In addition our legal team has answered over 350,000 injury-related legal questions. When an injury from a car accident occurs and legal help is needed, experience counts.

Free Legal Evaluation

If you, or someone you care about, have been injured in a car accident, you can contact our law firm for a free evaluation by:

• Filling out a simple online form so we can evaluate your claim
• Calling toll free 1-866-227-6038. Our phones answer 24 hours a day/7 days a week

Our law firm will evaluate your claim free of charge and advise you on your legal rights to collect compensation. There is no obligation to use our services, and there is never a fee unless we get money for you.