Pennsylvania Auto Insurance Options: Collision Insurance & Comprehensive Insurance

Required Minimum Coverage under Pennsylvania Law:

• not required
• usually required by most banks who hold the title to your vehicle when you have an outstanding loan

Our Law Firm's Recommended Minimum Coverage:

• If you hold the title to your car, you may consider dropping collision and/or comprehensive coverage on older cars worth less than $1,000.

Collision insurance and comprehensive insurance are Many people see "Comprehensive Insurance" on their car insurance policy and think they have "full coverage". Most don't. In reality, comprehensive coverage pays for damages caused by "acts of God" - e.g. lightening strikes or hitting a deer. It goes hand in hand with your collision insurance which pays for damages to your vehicle if you are hit by another car, your car overturns, you back into a pole, etc. Remember: Comprehensive insurance does not mean you are "fully" covered.

Pennsylvania Collision Insurance
Your car insurance company pays for damage to your car that results from a collision or from overturning.

Pennsylvania Comprehensive Insurance
Your car insurance company pays for damages when your car is stolen or damaged by fire, flood, hail, or other perils.

Injured in a car accident? Put our experience to work for you.

For over 25 years, our attorneys have represented more than 30,000 people who have been injured in all types of accidents including car accidents. In addition our legal team has answered over 350,000 injury-related legal questions. When an injury from a car accident occurs and legal help is needed, experience counts.

Free Legal Evaluation

If you, or someone you care about, have been injured in a car accident, you can contact our law firm for a free evaluation by:

• Filling out a simple online form so we can evaluate your claim
• Calling toll free 1-866-227-6038. Our phones answer 24 hours a day/7 days a week

Our law firm will evaluate your claim free of charge and advise you on your legal rights to collect compensation. There is no obligation to use our services, and there is never a fee unless we get money for you.