Pennsylvania Car Accident Legal Center

Pennsylvania Auto Insurance Options: Bodily Injury Liability

Required Minimum Coverage under Pennsylvania Law:

  • $15,000 per person
  • $30,000 per occurrence

Our Law Firm's Recommended Minimum Coverage:

  • $100,000 per person
  • $300,000 per occurrence

Bodily injury liability coverage pays money to the person who brings a claim against you if you injure or kill someone in accident for which you are legally responsible. Bodily injury liability will cover anyone else responsible for an accident while driving your car as long as they were doing so with your permission.

We recommend that you carry more than the required minimum amount to protect your financial interests. Your insurance company will only pay claims up to the limit of your bodily injury liability coverage. If the amount of a verdict or settlement that you are ordered to pay is for more than the amount of your insurance coverage, you would be responsible for the difference. You may be forced to pay the excess, or some portion of it, out of your own pocket.

Injured in a car accident? Put our experience to work for you.

For over 25 years, our attorneys have represented more than 30,000 people who have been injured in all types of accidents including car accidents. In addition our legal team has answered over 350,000 injury-related legal questions. When an injury from a car accident occurs and legal help is needed, experience counts.

Free Legal Evaluation

If you, or someone you care about, have been injured in a car accident, you can contact our law firm for a free evaluation by:

  • Filling out a simple online form so we can evaluate your claim
  • Calling toll free 1-866-227-6038. Our phones answer 24 hours a day/7 days a week

Our law firm will evaluate your claim free of charge and advise you on your legal rights to collect compensation. There is no obligation to use our services, and there is never a fee unless we get money for you.


This guide is NOT a complete summary of the Pennsylvania Auto Insurance Law. It is designed to highlight certain important features of this law and should not be considered legal advice. Everyone has different insurance needs. If you have any questions concerning your coverage, please contact your insurance agent.

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