Auto Accident Checklist

Auto accidents can cause us all not to think clearly at the time. By following these steps, you can save yourself some time and hassles in the future. You may want to print this page out and put a copy in your glove compartment of your car.

• Stay calm.

• Turn off your engine.

• If there are injuries, get help immediately and notify the police. If people are injured, ask the police for information regarding the extent of the injuries.

• Also write down the names, addresses, sex and ages of the individuals.

• Exchange information with any other drivers. This includes name, address, phone number, driver's license number and license plate number.

• Get the name of the owner of the car, and their insurance company.

• Call the police and file a police report.

• Do not discuss the accident with anyone, except the police. And don't blame anyone for the accident.

• Identify any witnesses. Be sure to get the names, addresses and phone numbers of anyone who saw the accident.

• Assess the damage to your car and any other vehicles. Get the make, model, year and license plate numbers of any involved vehicles. In addition, record the extent of the damage.

• Document the accident. Note the date, time and location of the accident.

• Report the accident to your insurance company as soon as possible.

• Most importantly, if you're hurt, seek medical treatment.

• And if you're concerned about your legal rights, contact an attorney before you talk with the insurance company of the person at fault. Signing the wrong papers could mean you've settled for less than you deserve.

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